As you drive along your favorite tunes pouring out of the speakers at beautiful day turns into nightmare. All It all starts when a rogue squirrel here, suddenly dashing around the road. Yet accidents happen to everyone and car insurance is not the same for all. Here’s a breakdown on when you should consider buying which kind of coverage – visit us!
When my uncle Fred got was first buying his car, he didn’t know too much about insurance. He was only familiar with basic coverage. So what’s liability insurance? The best plan of all if you don’t know, that is, which takes care of the bills if you are at fault in an accident. Uncle Fred found out about this the hard way one time after a minor crack-up on his way to work. It’s a joke to tell him now, but it made him realize the significance of this protection.
Look at collision insurance as being sort of superman. When your car is damaged by a tree or another vehicle, this policy pays for what it costs to fix your vehicle.
Comprehensive insurance is like an all-seeing guardsman who guards and protects you from theft, vandalism or the fits of Mother Nature. If a tree happens to slide down onto your car during a storm, comprehensive insurance will take care of that.
Ever heard of uninsured motorist coverage? A friend of mine on a road trip was run into head-on right after supper by a driver who did not have any insurance at all. Fortunately, wheel had this insurance to help cover his expenses. A valuable lesson learned.
Personal injury protection, or PIP, serves as a safety net against medical bills and lost wages following a car accident. It’s like having a brela in the rain — always there when you need it.
“What policy is the right fit for me?” Well, that’s like choosing toppings for your pizza. Some people want everything while others just Geo. Consider what you need, what kind of car you happen to drive, and where the risks lie. Ask yourselves, “What policy will give substantive peace of mind?”
In the end, whether it is tried and true liability or vigilant comprehensive coverage, it is all about what best fits your journey. Keep informed, make your selections wisely– and enjoy the ride. (Hopefully, Squirrel-free).